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Knowledge Base

TSP & Retirement

Thrift Savings Plan, BRS, and military retirement systems.

TSP & Retirement

TSP Funds Explained: C, S, I, F, G — Which Is Right for Your Stage of Service?

The TSP offers five individual investment funds plus a suite of Lifecycle (L) Funds. Understanding the difference is essential before deciding where your contributions go — because the default fund (the G Fund) is not always the right ch...

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TSP & Retirement

The TSP Roth vs. Traditional Decision: What Most Veterans Get Wrong

When you contribute to the TSP, you have to make a choice: traditional (pre-tax) or Roth (after-tax). Most servicemembers default to traditional contributions without thinking about it — and for some, that is the right call. But for othe...

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TSP & Retirement

TSP to IRA Rollover After Separation: A Step-by-Step Guide

When you separate from military service or federal employment, your TSP account does not disappear — you own it. But many separating servicemembers and federal employees face the same question: should I leave my money in the TSP, or roll...

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TSP & Retirement

FERS Annuity + TSP + Social Security: How the Three Legs Work Together

Federal employees hired after 1983 participate in the Federal Employees Retirement System (FERS) — a three-part retirement structure that includes a defined benefit annuity, the Thrift Savings Plan, and Social Security. Veterans who tran...

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TSP & Retirement

TSP Contribution Limits 2026: What Every Servicemember and Federal Employee Needs to Know

The Thrift Savings Plan (TSP) is the federal government's retirement savings program — and for military members, it is one of the most powerful tax-advantaged tools available. But it only works if you're contributing at the right level. ...

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