Military Retirement Estimator
Estimate monthly retired pay under legacy High-3 and BRS side by side.
⚠ Educational Information Only. This content provides general educational information based on verified government sources. It is not financial, legal, or tax advice. Your situation is unique — please consult a licensed professional before making any decisions. Find a Trusted Professional →
Estimated monthly retired pay
Legacy High-3 (2.5% × 20 yrs = 50%)$2,500/mo
BRS (2.0% × 20 yrs = 40%)$2,000/mo
BRS difference vs. High-3−$500/mo
BRS trades the lower multiplier for TSP matching and continuation pay — compare the whole package, not just the pension line. Multipliers per the DoD Financial Management Regulation (militarypay.defense.gov). Reserve/Guard retirement uses a points-based calculation not modeled here.
Sources: Multipliers per DoD Financial Management Regulation.
This calculation is for educational planning purposes only. Results depend on your specific situation. Find a Professional →